Ipon Pa More – Mga Para Paraan Para Maka Save si Mommy!

One of the areas in life where I’ve always thought that Im a failure, is in personal finance and savings. It’s my weakness and Waterloo. I just don’t think that savings applies to me. Look, Im a pretty money savvy mommy (I think). I monitor my expenses. I budget the entire month based on our income. Its just that, dumadaan lang sya talaga sa kamay. How can I have savings when the money doesnt even fit our lifestyle?

I’m poor.

I dont go out to eat.

I dont watch movies in the cinemas.

I hardly go malling.

I hardly go out with friends.

I dont celebrate birthdays except with a nice dinner.

Oh of course, I know all about savings, how can I not? But in my mind, there’s just nothing to save.

Nada. Zero.

Well, that is until I attended Chinkee Tan’s Ipon Pa More Workshop in Greenhills yesterday . Chinkee Tan is a motivational speaker on mindset and success and a wealth coach. I’ve seen him around on Facebook with the memes and articles on investing and financial literacy. But it’s just one of those.

Its not relevant to me, I have no money to invest nor save.

But you know, at the start of the year, being January and all, there’s always that willingness to revisit previously held truths, which might not be true at all.

Victory in Greenhills (where the event was held), was jampacked. I was impressed! I just cant believe that so many people are actually this interested in a savings workshop that they’d spare time and money to go there. There were moms, families, singles, friends, and kids! I believe I also caught sight of a few celebrities in the audience.

And when you go deciding to open up your mind to learn something, you really do learn something! I paused the proverbial “Alam Ko Na Yan” syndrome and here are a few things I learned!

Fix the Leak

Some people, like me, we think that in order to afford the lifestyle we want, we just have to have a bigger pocket. A bigger salary, a bigger business, a bigger raket, a bigger lotto win, etc. But most don’t realize that our money is like a leaking pipe. We just have to fix the leak!

And here enters Ipon Pa More – a newly launched book by Chinkee Tan that teaches us how to fix the leak. Find what things are taking money from your stash. For example, avoiding Ready To Drink Cola Juice Energizer, or even 3 in  Coffee, etc. can save you P7200 a year

P 20 a day x 30 days = 600 a month

x 12 months

———-

P7200 a year

There are lots of things like these, small expenses that can get really big if you’re not conscious of it. Not preparing the kids baon and hubby’s  baon can cost as must as P36000 a year! Occasional trips to the convenience store with nothing specific to buy can cost you P12000 a year. Or if you go to the grocery without a list, even a bigger cost! Find the leak and fix the leak.

If you’re just letting yourself and your family waste your resources by spending on unnecessary things, you really will find that it will always be “kulang” and like me, “dadaan lang sa kamay” ang sweldo. But if youre always conscious and have a plan, a family that ipons together, according to Chinkee, yayaman together!

The book #MyIponDiary : Maging IPONaryo para Umasenso. is a whole lot more, you will learn how to set goals, set a process, and learn how to properly set your saving outlook. Plus get a step by step guide on a 52 week ipon challenge!

If you’re interested in getting this book for you and your family (It’s a great gift!), go to shop.chinkeetan.com!

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